I am passionate about helping people realize the freedom found in getting out of debt and controlling your finances. I am a Ramsey Solutions Certified Financial Coach. I've been there and done dumb with dollars.  I've had the single-mom, multiple credit cards, car payment, student loan blues. I have the tools and resources to guide you.  Will it be easy? Possibly. Will it take commitment? Absolutely.  Will it work? If you follow the plan and stick to it.  Can you start over if you don't succeed the first time. YOU BET!!  Is it worth it?  There's nothing like the feeling of not owing anyone anything.